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Lines

Insurance

Placing insurance: shopping a risk to carriers and putting the cover in force.

OpeningThis line is not open yet. A request still gets a job number and an answer, and no work starts until the line is open.

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What it takes

  • Property and liability cover for land, buildings, ranches and businesses
  • Livestock and equine mortality cover
  • Cargo and transit cover for a haul
  • Auto, boat and equipment cover

What it leaves

  • Claims adjusting. The carrier handles a claim; we help you file it.
  • Life and health cover, until the license for it is in place.

How a job runs here

These steps make up the job's checklist. Its page shows each one as it is done.

  1. The risk is described: what is covered, where, its value and its history of losses.
  2. Who we act for is put in writing.
  3. The risk is sent to carriers, and their quotes come back side by side.
  4. The cover is chosen, and what it excludes is read out in writing.
  5. The cover is bound and the first premium is paid.
  6. The policy is delivered and filed on the job.

What backs it

0 of 1 license in place. The full list for every line is the credentials register.

CredentialIssued byCoversStatusNumber
Insurance producer license, property and casualty The insurance department of each state Selling, soliciting and negotiating property and casualty cover. A job needs the license of the state the risk is in. Not yet held None yet

Rules this line follows

  • Anyone who sells, solicits or negotiates insurance in the United States must be licensed as a producer. Each state licenses its own, and a producer licensed at home needs a nonresident license to place cover in another state.

    NAIC, producer licensing